Insurance calculator

Conveniently compare insurance policies with our insurance calculator. Select an insurance policy, then use the calculator to compare insurance covers and calculate the price before buying. On this page, you can find our most popular insurance calculators. Compare policies and prices, and buy the right insurance for you easily online.

Insurance calculator - how it works

Use the insurance calculator to compare insurance covers and prices quickly and easily. Comparing prices does not obligate you to purchase insurance, and the information you enter will not be stored if you decide against buying. See below for our most popular insurance calculators. Select the insurance you want and calculate the price with product-specific insurance calculators. If you are interested in corporate insurances as opposed to private customer insurances, we recommend learning more about corporate insurances and insurance prices.

Question: How does the insurance calculator work?
  • Start using the calculator by selecting the insurance you are interested in.
  • The insurance calculator will ask you to enter the basic details required for the calculation.
  • Once the basic details have been entered, you can customise the insurance by selecting various included covers. As you adjust the covers, the insurance calculator will automatically update the price.
  • The price given by the insurance calculator depends on the covers included, as well as by the maximum amounts of compensation and deductibles you select. Maximum compensation means the sum up to which we will cover losses from your insurance in the event of a loss. Deductible means the amount that you must pay before receiving compensation from the insurance.
Question: How are discounts taken into account?

As you compare policies and premium prices, remember to check any discounts included in the price by the insurance calculator. For example, some fixed-term campaign discounts are not always included in the insurance calculator’s prices, which means that the insurance premium may actually be lower.

You can see existing campaigns for each insurance policy on their individual pages. Any campaign discounts will be included in the policy document and invoice that will be sent to you.

 

Our most popular insurance calculators

 

We have updated our motor insurance calculators

Thinking about the price of the motor vehicle insurance or motorcycle insurance? Whether you want to compare motor vehicle insurance policies, find a better price, or check out the price of motorcycle or car insurance, our insurance calculators give you the answers instantly – and now even more easily!

Our improved motor insurance calculators will recommend policies for your vehicles and show the price with just a few clicks. The motor vehicle insurance calculator and motorcycle insurance calculator also show your vehicle’s motor liability insurance price, and calculates your bonuses based on your insurance and claims history. You can also customise your policy by including additional covers, with the insurance price updated automatically as you go along.

Please note that no campaign discounts are included in the prices given by the motor insurance calculator. They will be shown after purchase in the policy document and invoice delivered to you. In order to calculate and compare car and motorcycle insurance prices, we will ask you to provide some key information, such as your vehicle’s registration number and your personal identity code.

Request an offer for several insurance policies

Request an offer conveniently on insurance policies you have taken out at another company or on any insurance you may still lack all at once. (in Finnish)

For an offer in English, please call 010 253 1333 (Mon‒Fri 9‒16).

Tips for comparing insurance prices

Comparing insurance policies is easy at op.fi. See our tips.