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Financing

Capital expenditure

Hire purchase financing

Hire purchase is suitable for financing your company’s fixed investments, such as machinery and equipment, fleet, working machines and cars.
Leasing

In financial terms, lease is a smart solution for financing your company’s investments, such as working machines, cards, office furniture or industrial equipment.
Capital Asset Service

OP’s Capital Assets Service offers a progressive means of acquiring and managing information technology systems and other moveable capital assets.
Financing options for company cars

OP can offer your company the most suitable car finance solution. You only choose between hire purchase or leasing.
Syndicated loans

A syndicated loan provides a solution for the most exacting financing needs of your company
Startups

Are you in need of financing for your startup? OP is your choice.
Risk-sharing guarantee

Together with the EIF, OP provides your company with two risk-sharing guarantee facilities to facilitate the availability of financing.
Risk financing model for SMEs that supplements bank loan

OP provides SMEs with normal bank financing and junior loan subordinate to it in a single package.
Transport equipment financing

Compare the differences between investment financing and lease financing. What type of financing suits your company best?
Corporate loan

OP’s corporate loans can be used for your company’s acquisitions, small or large.

Protect your business continuity

Protect your business continuity

Find out how your company can prepare for unexpected situations, such as movements in interest rates and foreign exchange ranges as well as personnel risks.

Working capital

Consumer financing for retailers

Bank Guarantees

Bank Guarantees

Bank guarantee is a convenient way to handle your company’s needs for collateral security.

Capital market-based financing

Capital market-based financing

We provide your company with a diverse range of equity capital and debt capital financing solutions.

Interest rate risks

Interest rate risks

Interest rate risk management aims at reducing uncertainty related to interest expenses and unfavourable interest rate movements.

Financing

DIRECTORY

Capital expenditure

Hire purchase financing

Hire purchase is suitable for financing your company’s fixed investments, such as machinery and equipment, fleet, working machines and cars.

Leasing

In financial terms, lease is a smart solution for financing your company’s investments, such as working machines, cards, office furniture or industrial equipment.

Capital Asset Service

OP’s Capital Assets Service offers a progressive means of acquiring and managing information technology systems and other moveable capital assets.

Financing options for company cars

OP can offer your company the most suitable car finance solution. You only choose between hire purchase or leasing.

Syndicated loans

A syndicated loan provides a solution for the most exacting financing needs of your company

Startups

Are you in need of financing for your startup? OP is your choice.

Risk-sharing guarantee

Together with the EIF, OP provides your company with two risk-sharing guarantee facilities to facilitate the availability of financing.

Risk financing model for SMEs that supplements bank loan

OP provides SMEs with normal bank financing and junior loan subordinate to it in a single package.

Transport equipment financing

Compare the differences between investment financing and lease financing. What type of financing suits your company best?

Corporate loan

OP’s corporate loans can be used for your company’s acquisitions, small or large.

Protect your business continuity

Protect your business continuity

Find out how your company can prepare for unexpected situations, such as movements in interest rates and foreign exchange ranges as well as personnel risks.

Working capital

Corporate Credit Account

Corporate account with overdraft facility makes sure your company always has money when you need

Receivable financing

Our factoring solutions enable you to enhance your company’s working capital management and liquidity.

Revolving Credit Facility

OP’s Revolving Credit Facility are an easy and flexible way to finance your company’s working capital and fixed investments.

Syndicated loans

A syndicated loan provides a solution for the most exacting financing needs of your company

Consumer financing for retailers

Consumer financing for retailers

Our sales financing solutions reduce your company’s risk and speed up your company’s cash flow.

Markkinoinnissa noudatettavat kuluttajansuojalain määräykset

Bank Guarantees

Bank Guarantees

Bank guarantee is a convenient way to handle your company’s needs for collateral security.

Capital market-based financing

Capital market-based financing

We provide your company with a diverse range of equity capital and debt capital financing solutions.

Interest rate risks

Interest rate risks

Interest rate risk management aims at reducing uncertainty related to interest expenses and unfavourable interest rate movements.

Additional information

Filing a complaint or an appeal in banking, wealth management services and real estate agency services

Please contact first your own OP cooperative bank or another OP's service provider that served you. If no settlement can be reached, you can contact a customer ombudsman.

Information for Investors news-sheets

The Information for Investors news-sheets contain information that must by law be communicated to clients before providing investment services.

Best Execution at OP Financial Group

Best Execution Policy

Effect of costs on investment return document

OP acting as a Systematic Internaliser

New report showing returns and costs of investment products and services